Consider all available options, which include remaining with your current retirement plan, rolling over into a new employers plan or IRA, or cashing out the account value. When 􀀈deciding between an employer-sponsored plan and IRA, there may be important differences to consider such as range of investment options, fees and expenses availability for services and distribution rules (Including differences In applicable taxes and penalties). Depending on your plans, investment management fees associated with your plans' investment options may be lower than similar investment options outside the plan. 

Securities offered through Cetera Advisor Networks, LLC (doing Insurance In CA as CFGAN Insurance Agency LLC), member FINRA/SIPC. Cetera Is under separate ownership from any other name Entity. CA Insurance license # .0C50707 Investments ore Not deposits; Not NCUSIF Insured, and Not Insured by any federal government agency. May lose Value. No Credit Union Guarantee